PLS Xpectations Prepaid Visa Review: Policies, Card App



If you’re looking for a low-cost reloadable Visa card with features like mobile apps, a savings account, and a refund option, then you’ve come to the right place. This article will cover the features of PLS Xpectations prepaid Visa card and other services offered from PLS. It’s also worth noting that this company has been around for more than a decade and has been serving consumers ever since.

What is PLS?

PLS is a financial center that specializes in check cashing. In addition to offering a low fee reloadable Visa card, the company also has check cashing centers in Arizona, California, Illinois, Indiana, New York, Ohio, Kentucky, Massachusetts, North Carolina, Oklahoma, Texas, and Wisconsin. If you are looking for places to cash a personal check near me, PLS is a good option.

PLS’s Expectations Visa Prepaid Card is issued by Bancorp Bank, a member of the FDIC.

PLS aims to give back to the community by offering a reloadable low-fee card with many benefits. For example, it donates five cents from every retail transaction to the Marine Toys for Tots Foundation. It also offers quick deposit of government benefits and paychecks, and no-fee check cashing locations. These are just some of the benefits of PLS.

Top Benefits of Prepaid PLS

Your PLS login will give you access to the PLS Xpectations mobile app. This is one of the top benefits of having this card because it allows you to manage your finances on the go. Additional benefits are noted below.

PLS Login

PLS Xpectations Low Fee Reloadable Visa Card

PLS Xpectations offers a low-fee reloadable Visa card that can be used wherever Visa is accepted. There are no credit checks or minimum balance requirements, and the card comes with direct deposit for added convenience. You can also take advantage of zero fees at PLS Xpectations branches and mobile apps to help you manage your money on the go.

It Offers a Mobile App

Xpectations Prepaid offers the ability to manage your prepaid card account via a mobile application. This app is free to download, easy to use, and convenient. It can be used to check your balance on your Xpectations prepaid card, pay bills, and control your purchases.

Direct Deposit Option Available

Xpectations Prepaid offers both convenience and security for your money. You can deposit money directly to your account or cash checks at PLS Check Cashing locations (there are some restrictions however). You can also use your prepaid card anywhere Visa debit cards are accepted. You can also use your card to pay bills and withdraw money from ATMs anywhere Visa or PLUS debit cards are accepted. Using this card is much safer than carrying cash around.

Refund Option Available

The Xpectations Prepaid Visa Card can be used for bill payments, online shopping, and cash withdrawals. While it is safer than carrying cash, you can access the funds you need when you need them. You can also use the card at PLUS ATMs. If you are interested in purchasing one of these cards, you can visit the company’s website for more information.

Tax Refunds

With a Xpectations Prepaid Card, you may get your tax refund faster and have it directly deposited although there are some limitations to this. Check the PLS website for more information.

Money Services

PLS offers multiple money services such as money orders near me, wire transfers, and tax preparation. These services are available at all PLS locations. You can also take advantage of the company’s online portal to manage your finances and transfer money between accounts.

  • Notary Services: PLS also offers notary services at all of its locations. In order to get your documents notarized, you must have a government-issued ID and the document you need notarized. The company charges a fee for this service, but it is generally less than what you would pay at a traditional notary.
  • Check Cashing: Some checks that PLS will cash are payroll, government, two-party personal, cashier’s, money orders, and insurance drafts. The company does not cash starter checks, third-party checks, or any check that is not written in English.
  • Fax & Copy: PLS also offers faxing and photocopying services at all of its locations. The company charges a fee for these services, but they are generally less than what you would pay at a traditional copy shop.

Are There Other Options for Cashing Checks?

Yes. In addition to PLS, Walmart is ideal due to their multiple locations across the country. The Walmart check cashing policy is pretty simple as well. Additionally, other convenience stores like 7-11 and Circle K offer check cashing services as well. All you need is a government-issued ID to get started.

You can review the 7-Eleven check cashing policy for specs.

Where Can I Load My Xpectations Prepaid Card?

One of the top benefits of the PLS Xpectations prepaid Visa card is there is no cost to reload money and direct deposit onto your account. There is no cost if you add funds to your account at PLS check casing locations, however there are some restrictions.

Which Bank Issues the PLS Xpectations Prepaid Visa Card?

Bancorp Bank, a member of the FDIC, issues the PLS Xpectations prepaid Visa card. This adds an extra layer of security to your money and can help you be more financially responsible. The PLS bank Bancorp Bank relationship is one that provides customers with a safe and secure way to store their money.

Can I Transfer Money From My PLS Xpectations Prepaid Visa Card to Another Bank Account?

Yes, you can. You will need to set up a direct deposit with your employer or government benefits provider. You can also use the P2P feature in the mobile app to transfer money to another person’s bank account. However, there may be additional fees to transfer money.

If you are looking to transfer money to family members or friends there are other more viable options through apps. You can transfer money from Venmo to Cash App easily.

How Can I Contact Xpectations Customer Service?

To contact customer service for Xpectations prepaid Visa card, you can call 1-855-856-9757 or visit the company’s website. You can send them a message directly from their site, or you can find FAQs that may answer your question.

Should You Get the Xpectations Prepaid Visa Card?

The Xpectations prepaid Visa card is a great option for those who are looking for an alternative to traditional banking. It offers many of the same features and benefits, without some of the fees associated with traditional banks.

If you are looking for a way to manage your money on the go, this card may be a good option for you. It is important to remember that there are some restrictions on how you can use your card, so be sure to read the terms and conditions before signing up. Overall, the PLS Xpectations prepaid card is a great option for those who are looking for an alternative to traditional banking.

BG Vance

For over 20 years, BG Vance has been a leader in public and personal financial management. He's developed and managed public budgets in excess of hundreds of millions of dollars. He is passionate about the FIRE movement and was featured in the Detroit News in 2001 about saving for retirement. Through the years, he's assisted families and individuals with getting their finances on track. He holds an MPA, is a licensed Realtor, and is currently working on a book about personal finance.

Recent Posts